Welcome to the JCSMTS Website

Welcome to the official website of the Jamaica Civil Service Mutual Thrift Society Ltd -- the savings and loan institution set up more than 70 years ago to specifically serve the needs of workers in the public sector and retired government pensioners.

Here you will find information about the Society - its history and operations; how you can become a member and access its various products and services as well as important thrift ideas to help you save and borrow responsibly. We have added a range of new features like on-line membership and loan applications, and a feedback section where you as members can speak frankly about us and how well we are serving you. This site is for you and we encourage you to use it to the fullest.

Open up your world of opportunities through thrift, regular savings and responsible borrowing with the JCSMTS - creating wealth for government workers and civil service pensioners.

Financial Highlights

 

FEATURED STORY:

70 YEARS AND GOING STRONG                 


The Jamaica Civil Service Mutual Society celebrates 70 years of service to its member
 
NEWSLETTERS:

Please click here to view/download our newsletters

 

MEMBERSHIP ADVISORY
The more you know... the more you grow. Read and download the latest information in our membership advisory
click here

 
 

  THRIFT TIPS

  • Contribute to a Retirement plan

  • Pay off credit card debts

  • Have a savings and investment plan

  • Spend less than you earn

 
 
THE JAMAICA CIVIL SERVICE MUTUAL THRIFT SOCIETY LIMITED NOTICE OF MEETING

 

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